Business Loan

What is a Business Loan?

A business loan provides a lump sum of capital that you repay over a set term with interest. Business loans are versatile and can be used for virtually any business purpose, from hiring new staff and purchasing inventory to investing in equipment or expanding your operations. With a range of amounts and terms available, business loans are suitable for startups looking to get off the ground as well as established companies looking to scale.

Loan Details

Max. Loan Amount

$5K – $500K+

Loan Term

1 – 10 years

Interest Rates

8% – 15%

Speed of Funding

48 – 72 hours

Loan Requirements

Annual Revenue

$100K+

Credit Score

600+

Time in Business

1+ year

Pros

  • Build business credit history
  • Protect personal wealth
  • Fund revenue-generating activities

Cons

  • Requirements can be hard for new business owners
  • Restricts cash flow during repayment
  • Collateral liability in some cases

How To Apply for a Business Loan

With our simple online application, the process is quick and easy.

1

Prequalify Online

Complete our straightforward online application to check your eligibility.

2

Online Approval

A Fundingverse consultant reviews your application and presents your best options.

3

Receive Secure Funding

Once approved, funds are deposited directly into your business bank account.

Needed Documentation

Basic business and personal detailsDriver's license or government-issued IDBank statementsFinancial documentsCredit score

Best Use of a Business Loan

Investing in human capital
Cash flow gaps
Unexpected business opportunities
Business investments
Covering seasonal shifts
Larger purchases

Ready to Apply?